Blog

In 2025, more Australians are choosing independent finance brokers over traditional banks, and for good reason.

If you are self-employed, you have probably been told getting finance is harder, but it does not have to be.

Thinking about upgrading your car or ute in 2025? You are not alone. With vehicle prices shifting and electric options growing, more Australians are choosing to finance their next vehicle instead of paying cash.

As the year winds down, many Australians start thinking about summer holidays, Christmas plans, and new goals for the year ahead.

Electric vehicles are no longer a futuristic trend, they’re here, and Australia is catching up fast.

Running a business in WA often means staying ahead with the right tools, vehicles, or machinery.

Multiple credit cards. Afterpay. Personal loans. It’s easy for repayments to spiral.

When it comes to buying a new car, caravan, or even upgrading your business equipment, more Australians are choosing to finance rather than pay cash

Interest rates are one of the biggest factors affecting your car loan repayments, yet most people only look at the advertised rate. The truth is, the rate you qualify for depends on your situation, the lender and even the type of car you buy.

With fuel prices climbing and eco-friendly vehicles dominating headlines, more Australians are asking the same question: should I go hybrid or fully electric?

Most people start car shopping by browsing listings and test driving but the smartest buyers start with finance pre-approval. It’s the difference between shopping with confidence and crossing your fingers at the dealership.

The BYD Shark is being called the future of dual-cab utes, combining electric power with traditional toughness. It’s affordable, efficient and smartly designed, and right now, it’s selling out faster than most buyers can secure one.

Whether it’s your first car, a dream upgrade, or a new work ute, the right finance can make or break your deal. Before signing anything, here’s what every Australian buyer should know about car finance in 2025.

Once upon a time, people went straight to the bank for loans. Today, independent finance brokers have become the go-to choice for Perth borrowers looking for transparency and trust.

It’s no secret, 2025 has been another challenging year for borrowers across Australia. With interest rates remaining higher than average, many Perth locals are re-evaluating their lending options and turning to finance brokers for smarter, more strategic solutions.

From humble beginnings in Perth, our approach has always been about real finance for real people.

Finance in Perth Isn’t Just About Rates and RepaymentsWhen most people think of finance, they think numbers: interest rates, loan terms, repayment schedules. And yes, those things matter, but they’re not the full story.

Perth is becoming a hub for innovation, with startups across tech, media, and professional services leading the way. But scaling a startup requires investment in equipment and technology - often before revenue is steady.

Perth locals love their downtime. Whether it’s a caravan road trip to Esperance, a boating weekend in Mandurah, or a jet ski adventure along the WA coastline, lifestyle assets have become a big part of how Western Australians spend their free time.

For tradies in Perth, reliable tools, machinery, and vehicles are more than just work equipment - they’re the backbone of business.

From dental implants to elective surgeries, healthcare costs in Australia can put real pressure on families. Even with private health cover, gaps and upfront costs are common.

Home upgrades are one of the biggest expenses families face. Whether it’s a new kitchen, a bathroom upgrade, or an outdoor entertainment space, the costs can quickly add up.

With overseas travel back in full swing, more Perth locals are looking at ways to fund their adventures. But what’s the smarter choice – a travel loan or a credit card?Both options can help you get on that plane, but they work very differently.

Planning a wedding in Perth is exciting, but it can also be expensive. Venues, catering, photography, outfits, and entertainment can quickly add up, leaving many couples wondering: should we get a wedding loan?

Perth has a strong car culture, and it is not just about the latest models. From restored Holdens and Mustangs to rare imports and custom builds, many WA drivers dream of owning a classic or specialty vehicle

Every June, car yards across Perth are covered in EOFY banners promising big savings. End of Financial Year sales can be a great time to buy a new vehicle, but not all deals are as good as they first appear.

FIFO life comes with unique challenges and opportunities. Higher incomes can help you reach your financial goals faster, but the roster system and time away from home can make organising car finance more complex

Electric vehicles are becoming more common on Perth roads. With the rising cost of fuel and more charging stations appearing across WA, many drivers are considering making the switch to an EV.

When it comes to buying a car, speed matters. Nobody wants to waste weeks waiting for finance to come through or face unnecessary roadblocks.

If you’re shopping for a new car, one of the smartest moves you can make is getting pre-approval for your car loan.

If you’re planning to buy a car, one of the first things you’ll want to know is: what interest rate will I get on my car loan?

When you’re ready to buy a car, the last thing you want is to wait around for loan approval. One of the most common questions we get asked as a Perth finance broker is: how fast can I get approved for a car loan?

Dealership finance might sound convenient, but it usually means higher interest rates, hidden fees, and less choice

When it comes to car loans in Perth, many drivers are realising that big banks are not always the best choice.

A used car can be a great way to save money while still getting the vehicle you want. But financing a second-hand car has its own considerations compared to buying new.

A new car is exciting, but it’s also one of the biggest purchases you’ll make. Without the right plan, it’s easy to overstretch your finances.

Buying your first car is an exciting milestone, but it can also come with plenty of questions, especially around finance.

When buying a car in Perth, one of the first decisions is whether to go through a dealership or purchase privately.

If you are shopping for a new or used car, one of the first questions you will have is: How much can I actually borrow?

If you have been told “no” before when applying for a car loan, you are not alone.

When it comes to car finance in Perth, one of the first choices you’ll need to make is whether to go with a fixed or variable interest rate.

Buying a new car is exciting, but applying for car finance in Perth can feel overwhelming if you’re not sure where to start.

Comparing car finance options? Here’s what you should know

Car finance can feel confusing – especially if you’ve never taken out a loan before. At Hanna Lending Services, we help Australians get behind the wheel with fast, stress-free car loans tailored to their needs. Here’s a breakdown of how it all works.

For many sole traders, owning your own truck is more than a business decision, it’s your livelihood. Whether you're starting out or upgrading your current vehicle, truck finance can be a smart and tax-effective move. Here’s what you need to know before applying.

If you're running a business in Perth or anywhere across Australia, upgrading or replacing equipment is often essential to stay competitive.

Compare the benefits and risks of unsecured versus secured business loans in Australia and find out which best fits your Perth based business.

Feeling overwhelmed by juggling credit cards, car loans, BNPL and even store finance? Debt consolidation via a personal loan can simplify life and potentially save you money in Perth. But does it deliver?

If you’ve ever applied for a personal loan and been knocked back, you’re not alone. Many Australians are surprised when their application is declined, especially when they believe their finances are in good shape.

Australia just closed out a record-breaking year in car sales, with over 1.22 million new vehicles hitting the roads in 2024.

Interest rates on personal loans in Perth can vary widely, and understanding what influences those rates can help you secure a more favourable deal. One of the biggest factors is your credit score.

Securing a personal loan in Perth doesn’t have to come at the cost of your financial wellbeing. The key lies in approaching borrowing with clarity, discipline, and strategy.

Asset finance can be a smart way to purchase vehicles, equipment, or machinery without tying up your cash flow.

Buying a car is an exciting milestone, but navigating the finance process can feel overwhelming-especially if you're unsure where to start.

Running your own business in Perth puts you in control, but getting finance without payslips can be tough. The good news? There are lenders who understand ABN holders and offer tailored options.

Upgrading your ute or trailer can be the difference between a job done and a job done well.

Working FIFO in WA comes with high pay and a unique lifestyle, but car loan applications are treated differently, not due to weakness, but because lenders need the full story behind your income.

FIFO workers are essential to WA's mining and construction sectors, but their casual contracts and fluctuating income can make it harder to secure finance for cars, homes, or other needs.

Dreaming of owning your own motorbike? Whether it’s your first bike or your next upgrade, understanding how motorbike loans work can save you time, money, and stress.

If you’re thinking about buying a car in Perth, chances are you’ve considered taking out a car loan but how do you know if you're getting the best deal?

Buying a car or business equipment before EOFY can bring major tax benefits, government incentives, and EOFY deals.

The surge in interest around Chinese-made vehicles continues to grow, and leading the charge is the GWM Tank 300 Hybrid.

If you’ve ever thought, “I’d love a new car, but how does car finance even work?” You’re not alone.

If you are looking to finance any of these vehicles please contact us on 1800 421 800

Applying for vehicle finance can be an exciting step towards owning your dream car, but it can also be a daunting process. We will share the top 10 things you should do before applying for vehicle finance.

The HAVAL brand is growing fast and looks to be a potential leader in the SUV market.

There are certain criteria to consider when you are looking for a safe vehicle. One of the most important is the safety rating. The safest vehicles have a five-star safety rating.

This guide will cover all aspects of buying a used car including what you need to know before you buy, how much you should spend, what kind of car is best for you and your needs, how to test drive a car, what paperwork is involved in buying a pre-owned vehicle and more.

Four-wheel drive cars are becoming increasingly popular in the market. This is because they have the ability to handle rough terrain and weather conditions like snow, mud, etc. They are also known for their high fuel efficiency and great safety features.

There are many different types of credit scores in Australia, learn everything you need to know about them and why they are important.

Considering the high cost of a new car, many people are looking for ways to get a good deal on their next vehicle. Make sure you know everything there is to know about car loans before you get started.

There are many ways to reduce your debt, from using apps like Mojo to setting up an automatic payment system with your bank account. However, these are just external ways to reduce your debt and you should also consider changing your lifestyle habits and spending habits.

The Ford Ranger and Toyota Hilux are some of Australia's top four-wheel drives around. We do an in-depth comparison to see which one is best.

The Ultimate Guide to Buying a Campervan or a Caravan and Why They are Great Family Investments

A low-doc or a Low document loan is a type of loan where the borrower does not need to provide any documentation to verify income...

The future of electric vehicles is bright. We're not just talking about the future of cars, but also the future of transportation as a whole.

Are you looking for a destination to spend your holiday? Here are 5 of the most popular destinations you can visit this year.