Finance

Financing the car is only one part of the picture. Many Australians are surprised by the real cost of owning a vehicle.

Banks and lenders have tightened their lending policies significantly. Many Australians are being declined simply because they applied with the wrong lender or loan type.

If you're running a business in Australia, cash flow is everything. Business asset finance allows owners to purchase equipment or vehicles without draining working capital.

The Australian lending market has changed. Borrowers want better rates, faster approvals, transparent advice and someone in their corner.

Balloon payments are one of the most misunderstood finance tools in Australia. Done right, they can be extremely helpful. Done poorly, and you may end up paying more than necessary.

When it comes to purchasing a new car, motorbike, caravan, boat, or business equipment, asset finance has become one of the most popular lending solutions in Australia. But with constantly changing lending policies, confusing online calculators, and inconsistent bank turnaround times, getting the right finance approval can feel overwhelming.

A low rate always sounds appealing, but in finance, the cheapest offer can end up costing more. Here is why focusing only on the rate can be risky.

There is nothing better than a WA summer on the water, and boat finance is one of the fastest-growing areas of lending in the state. If you have been thinking about buying a boat, jet ski, or marine equipment, here is how to make the process smooth and stress-free.

It has been a big couple of years for finance in WA, and 2025 is shaping up to bring both new opportunities and challenges for borrowers. Whether you are planning a new car, boat, or business upgrade, knowing what to expect can help you make smarter choices and avoid costly mistakes.

In 2025, more Australians are choosing independent finance brokers over traditional banks, and for good reason.

If you are self-employed, you have probably been told getting finance is harder, but it does not have to be.

As the year winds down, many Australians start thinking about summer holidays, Christmas plans, and new goals for the year ahead.

Running a business in WA often means staying ahead with the right tools, vehicles, or machinery.

Multiple credit cards. Afterpay. Personal loans. It’s easy for repayments to spiral.

When it comes to buying a new car, caravan, or even upgrading your business equipment, more Australians are choosing to finance rather than pay cash

Most people start car shopping by browsing listings and test driving but the smartest buyers start with finance pre-approval. It’s the difference between shopping with confidence and crossing your fingers at the dealership.

Once upon a time, people went straight to the bank for loans. Today, independent finance brokers have become the go-to choice for Perth borrowers looking for transparency and trust.

It’s no secret, 2025 has been another challenging year for borrowers across Australia. With interest rates remaining higher than average, many Perth locals are re-evaluating their lending options and turning to finance brokers for smarter, more strategic solutions.

From humble beginnings in Perth, our approach has always been about real finance for real people.

Finance in Perth Isn’t Just About Rates and RepaymentsWhen most people think of finance, they think numbers: interest rates, loan terms, repayment schedules. And yes, those things matter, but they’re not the full story.

Perth is becoming a hub for innovation, with startups across tech, media, and professional services leading the way. But scaling a startup requires investment in equipment and technology - often before revenue is steady.

Perth locals love their downtime. Whether it’s a caravan road trip to Esperance, a boating weekend in Mandurah, or a jet ski adventure along the WA coastline, lifestyle assets have become a big part of how Western Australians spend their free time.

For tradies in Perth, reliable tools, machinery, and vehicles are more than just work equipment - they’re the backbone of business.

From dental implants to elective surgeries, healthcare costs in Australia can put real pressure on families. Even with private health cover, gaps and upfront costs are common.

Home upgrades are one of the biggest expenses families face. Whether it’s a new kitchen, a bathroom upgrade, or an outdoor entertainment space, the costs can quickly add up.

With overseas travel back in full swing, more Perth locals are looking at ways to fund their adventures. But what’s the smarter choice – a travel loan or a credit card?Both options can help you get on that plane, but they work very differently.

Planning a wedding in Perth is exciting, but it can also be expensive. Venues, catering, photography, outfits, and entertainment can quickly add up, leaving many couples wondering: should we get a wedding loan?

FIFO life comes with unique challenges and opportunities. Higher incomes can help you reach your financial goals faster, but the roster system and time away from home can make organising car finance more complex

When it comes to buying a car, speed matters. Nobody wants to waste weeks waiting for finance to come through or face unnecessary roadblocks.

If you’re shopping for a new car, one of the smartest moves you can make is getting pre-approval for your car loan.

If you’re planning to buy a car, one of the first things you’ll want to know is: what interest rate will I get on my car loan?

When it comes to car loans in Perth, many drivers are realising that big banks are not always the best choice.

For many sole traders, owning your own truck is more than a business decision, it’s your livelihood. Whether you're starting out or upgrading your current vehicle, truck finance can be a smart and tax-effective move. Here’s what you need to know before applying.

If you're running a business in Perth or anywhere across Australia, upgrading or replacing equipment is often essential to stay competitive.

Compare the benefits and risks of unsecured versus secured business loans in Australia and find out which best fits your Perth based business.

Feeling overwhelmed by juggling credit cards, car loans, BNPL and even store finance? Debt consolidation via a personal loan can simplify life and potentially save you money in Perth. But does it deliver?

If you’ve ever applied for a personal loan and been knocked back, you’re not alone. Many Australians are surprised when their application is declined, especially when they believe their finances are in good shape.

Interest rates on personal loans in Perth can vary widely, and understanding what influences those rates can help you secure a more favourable deal. One of the biggest factors is your credit score.

Securing a personal loan in Perth doesn’t have to come at the cost of your financial wellbeing. The key lies in approaching borrowing with clarity, discipline, and strategy.

Asset finance can be a smart way to purchase vehicles, equipment, or machinery without tying up your cash flow.

Running your own business in Perth puts you in control, but getting finance without payslips can be tough. The good news? There are lenders who understand ABN holders and offer tailored options.

Upgrading your ute or trailer can be the difference between a job done and a job done well.

Working FIFO in WA comes with high pay and a unique lifestyle, but car loan applications are treated differently, not due to weakness, but because lenders need the full story behind your income.

FIFO workers are essential to WA's mining and construction sectors, but their casual contracts and fluctuating income can make it harder to secure finance for cars, homes, or other needs.

Dreaming of owning your own motorbike? Whether it’s your first bike or your next upgrade, understanding how motorbike loans work can save you time, money, and stress.

Buying a car or business equipment before EOFY can bring major tax benefits, government incentives, and EOFY deals.

If you are looking to finance any of these vehicles please contact us on 1800 421 800

There are many different types of credit scores in Australia, learn everything you need to know about them and why they are important.

There are many ways to reduce your debt, from using apps like Mojo to setting up an automatic payment system with your bank account. However, these are just external ways to reduce your debt and you should also consider changing your lifestyle habits and spending habits.

The Ultimate Guide to Buying a Campervan or a Caravan and Why They are Great Family Investments

A low-doc or a Low document loan is a type of loan where the borrower does not need to provide any documentation to verify income...

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