Finance

End of Year Finance Prep: How to Get Ahead Before 2026

  •  
5min
31/10/2025
Nathan Hanna
Director

As the year winds down, many Australians start thinking about summer holidays, Christmas plans, and new goals for the year ahead. But it is also the perfect time to get your finances in order, especially if you are planning to upgrade your car, equipment, or business tools.

Why End of Year Is the Best Time for Finance

December and January often bring exclusive deals on vehicles, caravans, boats and work equipment. Dealers are clearing stock, and brokers can often negotiate sharper rates or faster approvals.
Working with a local finance broker in Perth means you will have someone who knows which lenders are still open, who is fast-tracking approvals, and how to get your application settled before everyone clocks off for Christmas.

Plan Ahead for a Strong Start to 2026

If you are self-employed or running a small business, now is the time to review your assets. Replacing old utes, vans or machinery before EOFY can improve efficiency and help with tax deductions.
A finance broker like Hanna Lending Services can guide you through pre-approval so you can act fast when the right deal appears.

Why Use a Finance Broker Instead of a Bank

Banks can take weeks to process applications, especially around the holidays.
A Perth-based broker like Hanna Lending Services handles the legwork, compares dozens of lenders and gets your finance sorted in days, not weeks.

Fast approvals. Local service. Real people. Get your end of year finance sorted and start 2026 ahead.

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Nathan Hanna
Director
Nathan has 10 years experience as a finance broker, helping Australians find the right loan. Nathan will work with you to get your next asset or personal finance.

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