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Is a brokered car loan cheaper than dealership finance?
Most of the time, yes. A finance broker can compare multiple lenders and negotiate competitive rates, while dealership finance usually only comes from one finance partner. By shopping around, brokers can help save thousands over the life of the loan.
What’s the risk with dealership car loans?
- Higher interest rates hidden in monthly repayments
- Limited loan options
- Pressure sales tactics to sign immediately
- Extra add-ons bundled into the finance
With a brokered car loan, you are in control. You can review offers at your own pace, compare lenders, and choose the finance that suits your budget.
Why are finance brokers becoming more popular in Perth?
- Flexibility: Multiple lenders, not just one.
- Transparency: Clear loan structures, no hidden dealership margins.
- Local expertise: Perth-based brokers understand the local market.
- Support: Brokers handle the paperwork and negotiate for you.
More Perth drivers are saying no to dealership finance and yes to brokered car loans. With better rates, more choice, and personal support, using a car finance broker in Perth is the smarter way to get behind the wheel.
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