Finance

How to Improve Your Chances of Finance Approval in Australia (2025 Guide)

  •  
5min
21/11/2025
Nathan Hanna
Director

Banks and lenders have tightened their lending policies significantly. Many Australians are being declined simply because they applied with the wrong lender or loan type.

What Improves Your Chances

  • Stable income
  • Clear bank statements
  • Good credit behaviour
  • A well-structured application
  • The right lender match

What Causes Declines

  • Multiple online applications
  • Payday loans or buy-now-pay-later debts
  • High credit utilisation
  • Applying for the wrong product

How Hanna Lending Helps

We match you with the lender most likely to approve you, before any credit checks occur. This protects your score and improves your chances of approval dramatically.

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Nathan Hanna
Director
Nathan has 10 years experience as a finance broker, helping Australians find the right loan. Nathan will work with you to get your next asset or personal finance.

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