What Improves Your Chances
- Stable income
- Clear bank statements
- Good credit behaviour
- A well-structured application
- The right lender match
What Causes Declines
- Multiple online applications
- Payday loans or buy-now-pay-later debts
- High credit utilisation
- Applying for the wrong product
How Hanna Lending Helps
We match you with the lender most likely to approve you, before any credit checks occur. This protects your score and improves your chances of approval dramatically.



