Why apply early
Marine lenders often slow down heading into Christmas, so starting your application early means you can enjoy summer without delays. Pre-approval also gives you stronger buying power when negotiating with dealers.
Boat finance basics
Boat finance works much like car finance. You can choose fixed or variable rates, new or used vessels, and loan terms that fit your budget. Some lenders specialise in marine assets, and working with a broker ensures access to the right options for your situation.
Avoiding common mistakes
The biggest mistake buyers make is falling for dealership offers that look great on paper but hide fees or inflated prices. Always check the total repayment cost, not just the advertised rate.
Smooth sailing with Hanna Lending
We make marine finance simple. Fast approvals, honest advice, and access to leading lenders across Australia. Whether it is your first boat or an upgrade, we will help you get on the water sooner. Contact us today.
