Finance

Finance in a High-Interest Rate World: How Perth Borrowers Are Adapting in 2025

  •  
5min
9/10/2025
Nathan Hanna
Director

It’s no secret, 2025 has been another challenging year for borrowers across Australia. With interest rates remaining higher than average, many Perth locals are re-evaluating their lending options and turning to finance brokers for smarter, more strategic solutions.

Smarter Finance Starts with Strategy

High rates don’t have to mean missed opportunities. A skilled finance broker in Perth can help structure your loan so you pay less in the long run, even in a tough economy. By comparing dozens of lenders (not just the big four banks), brokers like Hanna Lending Services find hidden value others might miss.

We’ve seen a shift toward shorter loan terms, balloon payments, and fixed-rate options that provide certainty during uncertain times.

Local Borrowers, Local Insight

Perth’s economy has remained strong thanks to WA’s resources and small-business sector. But that doesn’t mean every borrower fits into a standard model. We’ve helped FIFO workers, contractors, and small-business owners all navigate lending when cash flow isn’t always predictable.

What Borrowers Can Do in 2025

  • Review existing finance regularly
  • Consider consolidating debt under better terms
  • Speak with a broker before refinancing or upgrading vehicles
  • Don’t assume your bank has the best rate

The right advice today can save thousands tomorrow. Contact us today to learn more.

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Nathan Hanna
Director
Nathan has 10 years experience as a finance broker, helping Australians find the right loan. Nathan will work with you to get your next asset or personal finance.

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