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What Is Equipment Finance?
Equipment finance allows businesses to acquire essential technology, hardware, and machinery without paying upfront. Common uses include:
- Computers and IT infrastructure for tech startups.
- Cameras, printers, and production gear for creative agencies.
- Machinery or office fit-outs for service businesses.
Why It Works for Startups
- Preserve working capital – keep cash free for staff and marketing.
- Access the latest tech – stay competitive with up-to-date equipment.
- Tax advantages – repayments may be deductible depending on your setup.
- Scalable finance – terms that match your growth stage.
Local Example: A Perth Tech Startup
A digital agency in Perth might need $50,000 worth of video equipment to scale operations. Instead of dipping into savings or investor funds, they access equipment finance in WA and spread the repayments, protecting their growth capital.
FAQs About Equipment Finance
Q: Is equipment finance only for large companies?
No. Sole traders and startups are some of the most common applicants.
Q: Can I finance second-hand equipment?
Yes. Many lenders will finance approved second-hand technology or equipment.
Q: Do repayments affect my ability to raise capital?
Not usually. In fact, structured repayments can make cashflow more predictable, which investors often see as positive.
Q: How fast is approval?
Some lenders offer same-week approvals for equipment finance in Perth.
Why Work With Hanna Lending?
Startups don’t always fit the mould of traditional bank lending. As a Perth finance broker, Hanna Lending works with a wide panel of lenders to find tailored equipment finance solutions that match your stage of growth.
Final Word: Scale With Confidence
Don’t let the cost of technology or equipment slow your growth. With equipment finance in Perth, your startup can scale faster and smarter.
👉 Contact Hanna Lending to explore tech and equipment finance options today.
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