Chattel Mortgage Adelaide

Name: Hanna Lending Services
Address: 52 Elderfield Rd, Waterford, WA, 6152, Australia

Grab your gear upfront and own it hassle-free.

A chattel mortgage slices through the usual fuss, letting business owners in Adelaide grab their gear fast and get cracking. No drama, just smarter business.

• Quick pre-approvals
• Access to 30 lenders
• We can help when others can't

Get a quote in less than 30 seconds without affecting your credit score.

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Get it in under 30 seconds—and don’t worry, your credit score stays untouched. Quick & easy.

"Massive thank you to Nathan at HLS for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!"

Julie

Julie Orriss

"Thanks to Nathan for helping get me over the line with finance, can't thank you enough will be back in the future cheers."

Joel

Joel Newman

"Highly recommend service, very friendly, easy, very quick!! 110% happy customer will recommend to all my friends and family. 5 stars"

Nabila

Nabila Nusrat

"Nathan helped us with our recent car purchase and was outstanding from the start. Made everything hassle free and was just so easy. Highly recommend Nathan. "

Jonathan

Jonathan Mcginty

"Nathan made the whole loan process effortless, explaining everything as we went, getting me the best deal possible and all in a very quick turnaround. I couldn’t recommend Hanna Lending more highly and next time I need a loan I wouldn’t even hesitate to get in touch. Thank you very much"

Will

Will Keogh

"Nathan was most professional and easy to deal with. Would happily recommend him and Hanna Lending to anyone who is looking for great service, without all that pain and aggravation you get from the banks these days."

Frank

Frank Rho

What's a chattel mortgage?

Chattel Mortgage Car Finance Adelaide

Chattel mortgage car finance? Think of it like a business-only car loan that actually works for you. If you’re a tradie or small business owner needing wheels to move tools, this finance option puts you in the driver’s seat - you’re not just financing a ride —you’re grabbing gear that helps run your trade.

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How does a chattel mortgage work?

Own your work wheels from day one - no wait.

Need a ute for hauling gear? That’s a classic fit for a chattel mortgage. The lender provides the fund so you can buy and own your vehicle straight away. They hold a mortgage over it as security while you make set monthly repayments. Once you’ve paid it off, the vehicle is yours —no strings, just yours.

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Why chattel mortgage car finance is a smart move

How a chattel mortgage works in your favour

Chattel mortgages are a favourite for business owners who need work vehicles or gear on finance. Here’s why:
1.⁠ ⁠Flexible repayment options that suit your cash flow
2.⁠ ⁠Immediate ownership, the vehicle is now a business asset
3.⁠ ⁠Often lower interest rates than unsecured loans.

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Chattel mortgage tax benefits for business

Save smarter when EOFY rolls around

Chattel mortgages aren’t just about finance—they can slash your tax bill too:
1.⁠ ⁠Claim the interest on repayments as a tax deduction
2.⁠ ⁠Write off vehicle depreciation against your tax
3.⁠ ⁠Potentially claim back the GST you’ve paid, depending on your business use

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