OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
OVERVIEW
This Privacy Disclosure Statement & E-mail Communication Consent is relevant to:
HANNA LENDING SERVICES
A.C.N. 649 237 445, Corporate Credit Representative (CCR) #531400 of Australian Credit License (ACL) Platform Auto Finance Pty Ltd ACL #444332.
52 Elderfield Road Waterford WA 6152
(‘we’, ‘us’, ‘our’).
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and E-mail Communication Consent. When you sign below, you agree we can, consistent with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
PRIVACY DISCLOSURE STATEMENT AND E-MAIL COMMUNICATION CONSENT
We are collecting credit and personal information (information) about you, as applicable:
To source for you, or a company of which you are a director:
Consumer credit for personal, household, domestic or residential investment purposes.
Commercial credit for business purposes; or
Other services stated in this Privacy Disclosure Statement and E-mail Communication Consent (Consent); or
To support a guarantor application, you will provide.
As your broker, we require the information we collect from you to assess your credit or guarantor application, or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances, and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.
YOUR INFORMATION — COLLECTION AND CREDIT REPORTING BODY (CRB)
(‘CRB’) DISCLOSURES
When we collect information from you in the credit application process, we use that information in several ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider.
We may:
The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
CREDIT PROVIDERS
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agents for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs.
The website of each credit provider contains details of each CRB with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries. The websites also describe your key rights. This detail may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.
For each CRB the website details will include the following specific information: That the CRB may include information the credit provider discloses about you to other credit providers to assess your creditworthiness.
YOUR RIGHTS
DISCLOSURE AND CONSENT
EXTENDED EFFECTIVENESS FOR COMMERCIAL CREDIT
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period. The extended effectiveness does not apply in relation to consumer credit.
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company’s information, in each of the ways listed above.
EFFECTIVENESS FOR CONSUMER CREDIT
This authorisation ceases when we undertake a task on behalf of the credit provider.
AMOUNTS & BENEFITS WE RECEIVE
As a broker, we may receive commission payments and other benefits from a third-party for arranging and facilitating finance and insurance for you.
Commercial Finance
A financier may make payments to us for business introduced to the financier and/or the volume and quality of transactions we introduce to the financier, and/or the extent to which finance arrangements we introduce remain up to date in payments.
Consumer Finance
Consumer credit law has specific requirements for disclosure of commissions and like payments. We will set out the required details in the transaction disclosure documents we must give you. In addition, the financier (Credit Provider) will
include details in your loan contract.
Other brokers
We may also receive payments from other brokers we have arrangements with for the introduction of clients to a financier.
Non-monetary Benefits
Not all benefits we receive are necessarily monetary and may include training, tickets, trips, or similar benefits.
AMOUNT & BENEFITS WE PAY
In addition, we may pay amounts to third parties who refer you to us. These third parties may include other businesses with whom you are, or have been, dealing with, such as other brokers, referrers, sellers of goods or services.
For consumer finance, we will tell you about them in the transaction disclosure documents (Credit Proposal) the law requires us to give you.
APPOINTMENT TO ACT
I hereby appoint Nathan Hanna to act as my/our finance broker.
This mandate confirms that Nathan Hanna has been appointed to collect, collate, and prepare relevant documentation and forward to potential lenders and/ or financial intermediaries
ELECTRONIC COMMUNICATION CONSENT
By signing the below you acknowledge that:
AUTHORISATION
By signing the below you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.